Set Money Aside, Keep Your Cash Close
Ready to start your saving plan, grow your nest egg, or set money aside for upcoming expenses? CHROME FCU offers a range of flexible savings account options designed to help you build for the future while keeping your critical cash reserves close to hand.
CHROME FCU makes saving simple to start and easier to stick to with low minimum and initial balances on most accounts, competitive interest rates, and no limits on monthly deposits, withdrawals, or transactions. And, with deposits fully guaranteed by the NCUA, you can watch your money grow risk-free until you’re ready to use it!
Put Your Money to Work
- Flexible: Earn interest but access your money instantly when you need it.
- Affordable: No minimum account balances and no monthly maintenance fees.*
- Accessible: Unlimited monthly transactions on all our deposit accounts.
- Secure: Deposits guaranteed up to $250,000 per account by the NCUA.
Easy access to your money when you need it. Save with confidence, knowing your money is always available to cover unexpected costs.
- No minimum opening deposit
- No minimum balance
- No monthly maintenance fees
- Unlimited deposits, ATM withdrawals and transactions
- Full-service mobile and online banking
- Minimum $100 balance is required to earn dividends
- Check current rates or calculate earned dividends.
The premium way to save. Turn your nest egg into long-term wealth while keeping your hard-earned cash on hand.
- $10,000 minimum opening deposit (Consumer only)
- $10,000 average balance to avoid $7.50 monthly service fee
- CHROME 24 Digital Banking
- Unlimited transactions per month
- Check current rates or calculate earned dividends.
Simply a smarter way to save. No minimum balance, no fees. Deposits NCUA guaranteed. Simple.
- No minimum opening deposit or minimum balance
- No monthly maintenance fee
- CHROME 24 Digital Banking
- Unlimited transactions per month
- Check current rates or calculate earned dividends.
Earn on your terms. Our flexible certificate rates and terms let you choose how you want to grow your savings.
- No minimum balance
- No minimum opening deposit
- No monthly maintenance fees
- No "new money" requirements
- Choose 6, 12, 18, 24, 36, 48, 60-month Certificates
- No penalty 6-Month Certificate — the perfect short-term starter option. Withdraw your money with zero early withdrawal penalty.
- Check current rates and promotions, or calculate earned dividends.
Take control of your healthcare spending. Our HSA offers a great tax break1 while helping you afford your approved medical costs.
- No minimum balance
- No monthly fee
- Free HSA debit card
- Free Bill Pay allows you to pay medical bills quickly and easily using our Mobile Banking app.
- Use our Digital Banking tools to monitor transactions, view balances, receive alerts, make transfers, and more!
- Interested in opening a HSA account? Visit us at a branch or click ‘Learn More’ below and complete the HSA inquiry form.
1Please consult a tax advisor for more information. Any withdrawals used for non-qualified medical expenses before or after age 65 will incur tax.
After your Trust Account is established, come to CHROME for an array of savings products that can complement your banking needs.
- No minimum balance
- Checks are available for your convenience
- Savings federally insured to at least $250,000 by the NCUA
- Access to Online & Mobile banking
- Once your trust agreement is complete, schedule an appointment to open your account
*To open an account in the name of your trust, a trust agreement is required. Please consult your attorney.
It’s never too early to start planning for tomorrow and beyond. Gain peace of mind knowing that your financial future matches your retirement goals.
CHROME offers both Roth IRA and Traditional IRA plans. We’re happy to guide the right investment plan for you, but it’s always best to consult with a tax professional before making a decision.