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Kasasa® Cash Back Checking

Discover a checking account that rewards you for things you buy.

Kasasa® Cash Back Checking gives you the chance to earn 6.00% cash back on your everyday debit card purchases, up to $12/month1. Watch your savings add up with every swipe of your debit card!

No monthly fees and generous rewards make it an ideal account for anyone looking to get more from their checking.

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The Benefits of Smart Banking

  • Cash Back Rewards: Earn a percentage of your monthly debit card purchases.
  • No Monthly Fees: Experience hassle-free checking without being burdened by monthly service fees.
  • No Minimum Balance: A checking account that does not base rewards on balances.
  • ATM Withdrawal Refunds: Refunds on ATM withdrawal fees nationwide, up to $25 monthly.2
  • Get Paid Early: See your direct deposit in your bank account up to two days earlier.3
  • Simplified & Smart Tech: Access a digital banking app that has the latest features and easy-to-use.

CHROME FCU Banking Features

With a Kasasa® Cash Back Checking Account, you can take advantage of these CHROME FCU banking features:


It’s Simple to Earn Your Kasasa® Cash Back Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa® Cash Back account during each Monthly Qualification Cycle4:

  • At least 12 debit card purchases
  • At least 1 Direct Deposit or ACH or bill pay transaction
  • Be enrolled in Digital Banking
  • Be enrolled in and agree to receive e-statements

And that’s it. Even if you don’t meet your qualifications during the cycle, you can get right back to earning your full rewards the very next month!

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Young couple excitedly learning about becoming CHOME FCU members.

Experience the Difference & Simplify your Banking

Young couple excitedly learning about becoming CHOME FCU members.

CHROME Federal Credit Union is committed to offering better banking options. We offer higher savings rates, lower loan rates, and fewer fees to help our members achieve their financial goals.

Our knowledgeable staff provides personalized attention and expert guidance to our members. We strive to build long-term relationships based on trust, integrity, and exceptional service.

Click below to learn more about membership and discover how we can help you achieve your financial goals.

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★★★★★

“This is an outstanding credit union! I have no complaints at all! We are treated like family and love that we can trust the sound financial advice shared with us each visit. The staff consistently has a positive attitude and is always willing to help us navigate our finances best.”

- Shannon, Sewickley, PA


We Make it Easy to Open an Account!

  1. Confirm Eligibility: To become a member, you only need to live, work, attend school, or worship in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland counties. Really, it’s that simple!
  2. Apply Online: Online, on the phone, or in person, applying is easy! Apply online at the time that is most convenient for you or schedule an appointment to meet with our helpful staff to get you started. You can open a Kasasa® Checking Account at the same time you apply for membership.
  3. Start Earning: Start qualifying for 6% Cash Back on debit card purchases each month when you meet the qualifications1!

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Kasasa® Cash Back Checking FAQs

What is Kasasa® Cash Back Checking?
Kasasa® Cash Back Checking is a cash-back checking account that rewards you with 6% back on everyday purchases, up to $12 per month, and ATM refunds, up to $25 per month2, when you meet your monthly qualifications1.
How do I qualify for cash-back rewards?

To qualify for cash-back rewards, you need to:

  • Make at least 12 debit card purchases
  • Have at least 1 Direct Deposit or ACH or Bill Pay transaction
  • Be enrolled in Digital Banking
  • Be enrolled in and agree to receive e-statements

And that’s it. Even if you don’t meet your qualifications during the cycle, you can get right back to earning your full rewards the very next month!

Enrollments must be in place and all of the above transactions and activities must post and settle to your Kasasa® Cash Back account during each Monthly Qualification Cycle4.

Is there a minimum balance requirement for Kasasa® Cash Back Checking?
There’s a minimum $25 deposit to initially open a Kasasa® Cash Back Checking account but no minimum balance to earn cash back rewards each month.

Start Earning Rewards That Add Up Fast!

Kasasa® Cash Back makes your money work harder with every debit card swipe. You'll benefit from cash rewards, competitive rates, and user-friendly services. Click below to take the first step towards smarter banking.


OPEN AN ACCOUNTSchedule An Appointment


*APY = Annual Percentage Yield.

1Kasasa Cash Back Checking Account: Membership eligibility required. Maximum purchase amount $200 with maximum cash back of $12 per cycle. There is a $25 minimum deposit to open an account. No minimum balance is required to maintain the account. At least one monthly Direct Deposit or ACH debit/credit or Bill Pay transaction, 12 debit card purchases per month, enrollment in online banking, and enrollment in e-statements are required for this account This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period.

2You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during that Monthly Qualification Cycle. ATM withdrawal fees are reimbursed based on estimates when the withdrawal information received does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

3Early access to direct deposit funds depends on the timing of the payer's submission of deposits. We generally post such deposits on the day they are received which may be up to two days earlier than the payer’s scheduled payment date.

4Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

Contact our CHROME Care Support Team at care@chromefcu.org or 724.228.2030 for specific Monthly Qualification Cycle dates.

Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.