Introducing a perfect match made for the home buyer in mind
CHROME partners with First Heritage Mortgage to offer an array of mortgage products — and make your dream of homeownership a reality.
The housing market is challenging right now, but CHROME can help you make a sound decision. Explore the benefits of owning a home and how you can benefit from getting out of the renting cycle. Remember, homeownership doesn’t stop just because rates have risen.
Take advantage of exceptional service, fair closing costs, and affordable payments with our new partner, First Heritage Mortgage.
Founded in 1996, First Heritage Mortgage is a trustworthy source for mortgage financing. Through hard work — and proving itself on every loan, First Heritage has gained a reputation for innovative mortgage solutions customized to each borrower’s unique needs. Expertise is key — and First Heritage loan officers average over 15 years of mortgage banking experience!
The approach to getting you into your dream home is different from the competition, and you can rest assured your needs always come first. First Heritage works alongside CHROME to take time discovering your needs, explain your options, and answer your questions — choose from conventional mortgage programs, FHA, USDA, and VA-insured mortgages, new construction financing, first-time homebuyer assistance programs, and more.
A multitude of options:
- 15-, 20-, and 30-year fixed-rate terms
- Adjustable Rate Mortgages (ARMs)
- Hybrid ARMs
The process is easy:
- Streamlined application — apply online and get service at every step!
- Fast pre-approvals — approval is instantaneous, and guaranteed within 24 hours.
- Quick loan approval — enjoy an easy and convenient approach.
- Competitive closing costs — save money and get your best deal possible.
- Low or zero down payment options — perfect for the first-time homebuyer.
Ready to get started?
We will help you determine needs vs. wants, considering factors like your home's design and square footage, suitable neighborhoods, area schools, and other interests unique to you.
Remember, your home represents peace of mind for your family, a sense of community belonging — and often — your most significant financial investment. You can count on simplicity, honesty, and fairness when you work with our team.
Our lending experts are ready to help you take the next step. Learn more about CHROME Mortgages here or by calling 724.228.2030 or emailing loans@chromefcu.org.